Insurance going up slightly for county

Posted 12/12/15

By Tim Schmidt Record Managing Editor The monthly health insurance premiums will be going up slightly for Warren County employees. The county renewed its plan with Anthem and will see premiums …

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Insurance going up slightly for county

Posted

Record Managing EditorThe monthly health insurance premiums will be going up slightly for Warren County employees.The county renewed its plan with Anthem and will see premiums increase by 7 percent compared to the 2015 rates.County commissioners, noting that the 2016 rates remain cheaper than 2014, were satisfied despite the bump.“We’re comfortable with the rates,” Southern District Commissioner Hubie Kluesner said. “We know of some others with 30 percent increases.”The county is continuing to pay 100 percent of the health insurance premiums for each employee, which amounts to $474.36 monthly. In 2015, the monthly premiums are $437.20.Employees are responsible for paying the premiums for spouses and children who are enrolled under the county’s insurance plan.The deductible on the insurance plan is $1,500 for an individual and $4,500 for a family, the same amount for the third year in a row.The county also is continuing to pay up to $500 into healthcare savings accounts (HSA) for participating employees. Those funds typically are used to cover co-pays and deductibles.The $500 contribution to employees’ accounts stop once an employee reaches $1,500. Once any part of the money is expended, the county resumes making HSA contributions.Monthly premiums for the county’s dental coverage also are increasing slightly, while vision insurance premiums are staying the same. The county’s coverage will remain with Delta Dental and Delta Vision.The dental premiums are going up, from $31.07 to $33.20, for each employee. Vision coverage costs the county $4.25 per employee.Like health insurance, the county pays the monthly dental and vision premiums for employees. Employees can add spouses or children at an additional cost.Scott Agency serves as the county’s insurance broker.Health Insurance


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