Homeowners, renters and nonprofit organizations as well as businesses in 16 counties in Missouri, including Warren, may be eligible for low-interest disaster loans from the U.S. Small Business Administration.Severe storms, tornadoes, heavy winds and flooding have taken a heavy toll on many Missouri homes and businesses this year, notes Conne Burnham, University of Missouri Extension emergency management specialist.“Even if you’ve decided you don’t want to take out a loan, I’d at least talk to them to learn what they can offer,” she said. “Someone who has done the research can make a much better-informed decision about whether or not they want to apply.”Though flooding along the Missouri and Mississippi rivers hasn’t been as dramatic as some years in recent decades, flash flooding has been a major problem in many areas, including areas where few homes and businesses have flood insurance, Burnham said.SBA’s disaster declaration makes assistance available in Franklin, Jefferson, Lewis, Lincoln, Marion, Monroe, Montgomery, Pike, Ralls, Shelby, St. Charles, St. Francois, St. Louis, Ste. Genevieve, Warren and Washington counties.SBA has set up disaster loan outreach centers in Jefferson, Lincoln and Marion counties for people with questions about the loan program and application process. No appointment is necessary.The centers, which opened Aug. 20, are at Mercy Jefferson Hospital, 1400 U.S. Highway 61, Festus; Lincoln County Health Department, 5 Health Department Drive, Troy; and the Marion County Courthouse, 100 S. Main St., Palmyra. Centers will be open Monday-Friday, 8 a.m.-4:30 p.m., except Labor Day, through Sept. 10. Filing deadline for property damage loans is Oct. 19. For economic injury loans for small businesses and private nonprofits, the deadline is May 18, 2016.For more information about the loans, call 800-659-2955 or go to www.sba.gov/disaster. Online applications are available at disasterloan.sba.gov/ela.SBA