(NAPSI)It may come as a surprise to some, but real estate experts report that in many places it can be less expensive to buy a home than to rent one. Despite record affordability conditions, however, some people still face certain obstacles in their path to homeownership. Explains National Association of Realtors President Moe Veissi, To achieve the dream, its important to be prepared for certain challenges in the marketplace. Five tips may help: Get your credit in order and collect all financial paperwork. Securing a mortgage remains one of the biggest hurdles in home buying. Prepare for the possibility of multiple offers, particularly in areas where inventory is tight. If youre considering a short sale or foreclosed home, hire a professional who has experience in those areas. Work with a Realtor, a member of the National Association of Realtors. Realtors can provide the advantage buyers need to succeed in todays market. Learn more at www.houselogic.com.   On the Net:North American Precis Syndicate, Inc.(NAPSI)

The decision to own a home is a personal one, but given todays market conditions, many people say it makes sense to consider homeownership. (NAPS)